Equipment Breakdown Insurance does not cover general wear and tear, maintenance issues, or pre-existing conditions. For example, damage caused by natural disasters, such as floods or earthquakes, is not covered by this policy. For such incidents, you would need to consider other types of insurance, such as flood insurance or property insurance.
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If you want to keep up with the latest Texas insurance news stories and headlines, Advisor Insurance Group features an informational blog that covers emerging news and informative insurance-related topics, such as tips and tricks for saving money.