Keeping You On The Road – Safely & Affordably

Driving in Texas comes with risks — from Houston traffic to highway accidents to unpredictable weather. That’s why having the right auto insurance isn’t just about meeting state requirements; it’s about protecting yourself, your family, and your vehicle every time you hit the road.

At Advisor Insurance Group, we help drivers across Houston and throughout Texas find auto insurance that balances cost and coverage — so you can drive with confidence, knowing you’re protected.

Why Texans Choose Advisor Insurance Group for Auto Insurance

  • We’re independent — we shop multiple carriers to find the best fit.
  • It costs you nothing extra — you don’t pay more to work with us.
  • We advocate for you, not the carriers.
  • We explain your options in plain language so you know exactly what’s covered.
Auto insurance in Pennsylvania

Common Auto Insurance Coverages in Texas

Liability

(Required by Texas law) Covers injuries or property damage you cause to
others.

Collision

Pays to repair your car if it’s damaged in an accident, regardless of fault.

Comprehensive

Protects against theft, vandalism, hail, flooding, or hitting an animal.

Property Damage

Covers costs if you damage someone else’s vehicle or property in an accident.

Bodily Injury Liability

Helps pay medical bills and related expenses for others if you’re at fault.

Uninsured/Underinsured Motorist

Protects you if you’re hit by a driver with little or no coverage.

Deductibles

You choose how much you’ll pay out of pocket when a claim occurs. We’ll help you balance a deductible that keeps your premiums affordable without leaving you exposed.

*We also offer coverage for high-value, exotic, and collector cars through our Private Client program.

Need an SR-22 in Texas?

If you’re required to file an SR-22 in Texas, we can help. An SR-22 isn’t insurance — it’s a certificate proving you carry the state’s required auto liability coverage. We’ll work with carriers who offer SR-22 filings to get you back on the road quickly and affordably.

SR-22 Insurance Filing

What Affects Auto Insurance Rates in Houston Texas

Age

Younger drivers (under 25) and older drivers (65+) often pay more because statistics show higher accident risk.

Credit

Better credit history usually leads to lower insurance premiums.

Car

The type of car, safety features, and repair costs all affect your rate.

Driving History

Tickets, accidents, and claims can raise your rate. Clean records help keep costs lower.

Household

Insurance companies consider all drivers in your household. If multiple drivers are under 25, it can impact everyone’s pricing.

At Advisor Insurance Group, we don’t just quote your policy — we explain your options and shop multiple carriers to make sure you get the best balance of coverage and cost, no matter your rating factors.

Getting an Auto Insurance Quote is Easy

When you request an auto insurance quote, we’ll ask just a few quick questions to match you with the right coverage and the most competitive rate. Our team shops multiple carriers on your behalf — saving you time, money, and making sure you never sacrifice protection for price.

What we’ll need:

  • Drivers Information: Who will be driving the vehicles
  • Driving History: Accidents, tickets, or prior claims
  • Vehicles: Year, make, model, and VIN (if available)
  • Current Coverage: Information about your existing auto policy

We’ll take it from there — comparing carriers and explaining your options in plain language so you can feel confident in your coverage.